Dentist and supplementary cover: teeth as an investment

German teeth are expensive: crown €500–1,500, implant €2,000–4,000. GKV only covers "Regelversorgung" — basic metal. Want ceramic? Pay extra yourself. Hence Zahnzusatzversicherung (~€10–30/month) — taken out while teeth are still healthy. Prevention is free: the yearly check-up is covered — do not skip it; neglected decay costs the most.

• ●Yearly check-up: free, early cavity = 5 minutes drilling
• ●Supplementary cover before the first cavity: after — expensive or refused
• ●Implant: instalments or credit — but get cover first