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Money & Finance
Salary, taxes, SCHUFA, insurance, pension and fraud protection — money know-how for Germany.
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📖 Lessons
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Lesson 1: Gross and net: where the salary goes
➡️
🧾
grade 14+
Lesson 2: Tax classes I–VI and the Steuer-ID
➡️
🏦
grade 14+
Lesson 3: The bank account: Girokonto, card, SEPA
➡️
📊
grade 12+
Lesson 4: SCHUFA and loans: the credit history
➡️
🛡
grade 15+
Lesson 5: Insurance: mandatory and “essential”
➡️
👴
grade 14+
Lesson 6: Pension: Rentenpunkte and three pillars
➡️
📒
grade 16+
Lesson 7: Budgeting: 50/30/20 and the emergency fund
➡️
🚨
grade 12+
Lesson 8: Fraud: how not to lose your money
➡️
grade 12+
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Salary, taxes, SCHUFA, insurance, pension and fraud protection — money know-how for Germany.
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💶 Money & Finance
13.10.2026 · Kapnula Schule · kapnula.de